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Preferred Kinecta credit cards
Member Contact Center: 800.854.9846
Bank | Borrow | Insure | Invest
Membership requirements apply.
Subject to credit approval. You must be 18 years old to qualify (19 in AL and NE).
1MyPower terms & conditions - click here.
2MyPerks terms & conditions - click here.
MyPerks. Earn 3% cash back on gas, 2% on groceries and 1% on all other eligible net purchases. “Net Purchases” means qualifying purchases less credits, returns, and adjustments. Relationship Bonus. Paid as a statement credit and is non-transferable. The Relationship Bonus is applied toward Cash Back Rewards earned from the date the account is opened. Relationship Bonus is paid on anniversary of card open and accrued on Cash Back Rewards earned. Representative payment example: Earned Cash Back Rewards of $228 would generate $45.60 in Relationship Bonus for a total annual reward of $273.60.
After qualifying, the cash bonus will be posted to the account within two billing cycles. To be eligible for this statement credit, account must be open and in good standing at the time of fulfillment. Kinecta reserves the right to modify or revoke offer at any time. Members are responsible for any taxes related to cash bonuses. For more details about the Cash Back Reward Program, click here.
Eligible products include: Checking Plus, Business Essentials Checking, share certificate, mortgage loan, vehicle loan, Kinecta Financial & Insurance Services investment account, and/or a business loan.
Kinecta cardholders with an existing credit card are not eligible for a second credit card of the same type.
Mastercard and the Mastercard brand mark are registered trademarks.
Member Contact Center: 800.854.9846
Routing # 322278073
©2024 Kinecta Federal Credit Union | All Rights Reserved | Federally Insured by NCUA
MyPower1
MyPerks2
- Up to 3% cash back on purchases
- Up to 20% annual relationship bonus
- Credit-building card option available
These accolades speak for themselves.
Forbes’ Best-In-State Credit Unions List
Democrat & Chronicle Community Choice Award
Mortgage Bankers Association Residential Leadership Award
See what others have said about our credit cards.
Giselle
The process was super quick and I was even able to leave with the physical card already activated. Both [of the associates] are amazing, thank you for helping me!
Redondo Beach, CA
7/6/2022
Yelp
Shawn
[The associate] got me a better rate on my credit card and did the balance transfer easily. Thank you [associate] for the great service.
Huntington Beach, CA
5/30/2020
Yelp
Deanoo
[Kinecta] has helped me through it all. I've built my credit from the low 500s to to the mid 700's! Humble, knowledgeable, friendly, and more.
Carson, CA
11/30/2022
Yelp