NEW BRANCH NOW OPEN
Open a checking account and enjoy these benefits:
• Enjoy an early payday1 with direct deposit
• Low or no fees
• Earn dividends with Checking Plus
See how at our new Manhattan Beach branch.
Better rates and better service
Get started by selecting the checking account that’s right for you.
Classic Checking
Everything you need in a checking account, with many ways to eliminate a service fee.
Checking Plus
If you maintain a large balance in your account, consider the added benefit of earning dividends on your money.
Open a checking or savings account to experience banking done different.
Access direct deposits ahead of schedule with Early Payday1
Purchases made on your Debit Card are covered
Overdraft Protection Plans2 are available
Kinecta members can benefit from a host of features that make banking more convenient.
Zero Liability Protection for unauthorized purchases
Save time with Remote Deposit Capture
Shop with the Digital Wallet on your phone
Kinecta gives members great options when it comes to savings accounts.
High-Yield Money Market
Share Certificates
Member Contact Center: 800.854.9846
Bank | Borrow | Insure | Invest
1Early payday. Access to direct deposit payroll funds is dependent on timing of the submission of the payment file from the payer. When received, Kinecta makes these funds available on the day the payment file is received, which may be up to two days earlier than the effective payroll payment date.
2The Select Accept overdraft protection plan may pay your debit card transactions if you do not have enough funds to cover the transactions. A $25 fee applies to each overdraft with a limit of three per day per account. Kinecta will not charge you a fee if your account is overdrawn by $5 or less on any given day.
Member Contact Center: 800.854.9846
Routing # 322278073
©2023 Kinecta Federal Credit Union | All Rights Reserved | Federally Insured by NCUA