NEW BRANCH NOW OPEN

Lock in your low-rate auto loan today.

Terms up to 84 months

APPLY NOW

See how at our new Manhattan Beach branch.

What’s your situation?

I want to buy out my existing lease

When you love the vehicle you’re leasing, we can help make it yours.

APPLY NOW

I want to refinance my current loan2

Refinancing can help lower your monthly payment or reduce the length of your loan.

  • Reduce monthly payment amount and keep the current term
  • Reduce total term and keep current monthly payment
APPLY NOW

I want to purchase a vehicle1

Whether you’re buying a new or pre-owned vehicle, we make it easy and affordable. We even finance private-party transactions.

  • Cars, trucks and SUVs with terms up to 84 months
  • Motorcycles with terms up to 72 months
  • Boats, RVs and travel trailers with terms up to 180 months
APPLY NOW

Why members choose Kinecta for their auto loans

Flexible Terms

Up to 180 months depending on type of vehicle.

APPLY NOW

Payment Assistance

Our team members are here to help you manage your loan by working out payment terms and deferring payments.

Flexible Terms

Up to 180 months depending on type of vehicle.

Payment Assistance

Our team members are here to help you manage your loan by working out payment terms and deferring payments.

See what others have said about our loan process.

Josue S.

I definitely recommend getting a loan from them I made the decision to get my loan here after my brother got 2 auto loans through Kinecta... I shopped around and Kinecta offered me the lowest rates.

Long Beach, CA

7/20/2021
Yelp

Art Q.

We came in to refinance our vehicles today. We got an amazing rate and they outdid themselves with great customer service. We highly recommend and give all staff here a 5!!! Thank you for the competitive rates!

Hawthorne, CA

10/4/2022
Yelp

Yes N.

I love working with Kinecta they made my auto loan process so easy and affordable! It's great walking into a dealership with a pre-approval... highly recommend this bank and keep up the great customer service!!!

Lakewood, CA

10/6/2022
Yelp

APPLY NOW

Why members choose Kinecta for their auto loans

APPLY NOW

Flexible Terms

Up to 180 months depending on type of vehicle.

Award-winning Service

We strive to truly understand the needs of our members and find the right solutions.

Bank | Borrow | Insure | Invest

Rates shown include a 0.25% discount for enrolling in automatic payments made from a Kinecta account and will discontinue if autopay is terminated.

Membership requirements apply. Refer to the Agreements & Disclosure booklet for terms and conditions applicable to specific accounts.

Vehicle type. Includes cars, SUVs, light/non-commercial trucks, non-commercial vans, motorcycles, recreational vehicles, travel trailers, and personal watercraft.  Vehicle qualification is subject to the Terms and Conditions of Kinecta.

Vehicle value. The value of a new vehicle is determined by MSRP and the value of a used vehicle is determined by Retail Kelley Blue Book.

1Purchase vehicle loan. Subject to credit approval. Rates, loan amounts, and terms are based on standard underwriting factors.

2Refinance vehicle loan. Subject to credit approval. Rates, loan amounts, and terms are based on standard underwriting factors. 

Member Contact Center: 800.854.9846

©2024 Kinecta Federal Credit Union | All Rights Reserved | Federally Insured by NCUA

Member Contact Center: 800.854.9846