• Enjoy an early payday1 with direct deposit
• Low or no fees
• Earn dividends with Checking Plus
Everything you need in a checking account, with many ways to eliminate a service fee.
If you maintain a large balance in your account, consider the added benefit of earning dividends on your money.
Kinecta members can benefit from a host of features that make banking more convenient.
Member Contact Center: 800.854.9846
Bank | Borrow | Insure | Invest
1Early payday. Access to direct deposit payroll funds is dependent on timing of the submission of the payment file from the payer. When received, Kinecta makes these funds available on the day the payment file is received, which may be up to two days earlier than the effective payroll payment date.
2The Select Accept overdraft protection plan may pay your debit card transactions if you do not have enough funds to cover the transactions. A $25 fee applies to each overdraft with a limit of three per day per account. Kinecta will not charge you a fee if your account is overdrawn by $5 or less on any given day.
Member Contact Center: 800.854.9846
Routing # 322278073
©2024 Kinecta Federal Credit Union | All Rights Reserved | Federally Insured by NCUA